Thailand Retirement Visa Requirements (2026)

To retire in Thailand you need to be at least 50, show savings or a steady income, and hold health insurance. There are two long-stay retirement visas you apply for from abroad: the one-year O-A, open to every nationality, and the 5-year O-X, open to fourteen nationalities with higher savings. Requirements differ slightly between Thai embassies, so always check the page of the embassy that will handle your application.

O-A and O-X compared

	O-A (long stay)	O-X (long stay, 5 years)
Who	Any nationality	Japan, Australia, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Sweden, Switzerland, the United Kingdom, Canada and the United States
Age	50+	50+
Money	800,000 baht in the bank, or 65,000 baht a month income, or a combination	3,000,000 baht in a Thai bank, or 1,800,000 baht plus 1,200,000 baht a year income. Keep the full deposit for a year, then at least 1,500,000 baht
Stay	One year at a time, renewable in Thailand	5 years, renewable once
Health insurance	At least 40,000 baht outpatient and 400,000 baht inpatient per year (some embassies ask for one larger policy)	Thai health insurance, at least 40,000 baht outpatient and 400,000 baht inpatient, for the whole stay
Other documents	Police certificate of no criminal record, medical certificate, passport, photos

How to apply

Find your embassy. You apply to the Thai embassy or consulate responsible for the country where you live.
Collect documents. Bank letters or pension statements, insurance certificate, police and medical certificates. Some embassies want them translated or certified.
Apply. Most embassies now take applications through the official e-Visa site; some, especially for the O-X, still want an in-person visit. See our e-Visa guide.
After arrival. Report your address to immigration every 90 days and keep your insurance and funds in place for renewals.

Already in Thailand?

Some people enter visa-free and then apply for a retirement-based stay at an immigration office in Thailand. The rules and the funds you need to show for this route are set by the Immigration Bureau and can differ from the embassy rules above. Ask the immigration office for your province before you rely on it.

Questions

What is the minimum age for a Thailand retirement visa?

50 years.

How much money do I need?

For the O-A: about 800,000 baht in the bank, or a monthly income of 65,000 baht, or a mix of both that adds up over a year. For the O-X: 3,000,000 baht in a Thai bank, or 1,800,000 baht plus an annual income of 1,200,000 baht; the deposit must stay in full for a year and then not fall below 1,500,000 baht.

Do I need health insurance?

Yes, for both. Many embassies ask for at least 40,000 baht outpatient and 400,000 baht inpatient cover per year; some ask for a single larger policy instead. Check your embassy's page.

Who can get the O-X visa?

Only citizens of Japan, Australia, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Sweden, Switzerland, the United Kingdom, Canada and the United States.

Thailand retirement visa requirements